13Tools in this section
- 001 Freelancer runway calculator How many slow months your savings survive.
- 002 Freelance income tracker Log payments; see YTD income, tax set-aside, and the next deadline.
- 003 Freelance finance score One number out of 100, and the three gaps in your year priced in dollars.
- 004 Compound interest calculator What a monthly investing habit becomes, year by year.
- 005 Solo 401(k) / SEP-IRA calculator How much you can shelter this year, both plans compared.
- 006 Social Security benefit estimator The 2026 formula, with the self-employment haircut.
- 007 Card rewards calculator Whether the annual fee survives your real spend.
- 008 Cash flow forecaster Your next 90 days of cash, day by day, from expected invoices and fixed costs.
- 009 Freelance savings goal calculator Size your emergency fund in months of expenses and see when you get there.
- 010 Vacation cost calculator What time off really costs when nobody pays you for it.
- 011 Side hustle to full-time calculator Months until the side income replaces the job.
- 012 Debt payoff calculator Months to zero and the interest bill, month by month.
- 013 Self-employed mortgage calculator What your net profit borrows in the US, Spain or the UK, and what each deduction costs you in borrowing power.
02Guides in this section
- Plan a freelance slow season with runway math Model a $3,000 monthly cash burn, see how long $12,000 lasts, and set a trigger for cutting costs before a dry spell empties the account.
- Solo 401(k) vs SEP-IRA: which shelters more The 2025 and 2026 contribution math for both plans, why the solo 401(k) usually wins below six figures, and the December deadline that catches everyone.