Countries / United Kingdom
Self-employed taxes in the United Kingdom
The numbers UK freelancers and directors actually run: what a profit leaves after income tax and National Insurance, whether dividends still beat sole trade after the 2026/27 rate rise, how close you are to the VAT threshold, and when Making Tax Digital catches you. Scottish bands included.
Taxes and thresholds
- 001 UK sole trader take-home calculator 2026/27 income tax and Class 4, with the Scottish bands.
- 002 Salary vs dividends calculator Sole trader against a limited company, all paid out.
- 003 VAT threshold tracker How close your rolling 12 months are to 90,000.
- 004 Payments on account planner What 31 January and 31 July will actually cost.
- 005 UK State Pension forecast What your qualifying years buy, and what a gap year costs.
- 006 Making Tax Digital date checker Which April your quarterly reporting starts.
- 007 UK VAT invoice template Everything gov.uk asks for, plus the service address sole traders forget.
Dates and deadlines
- 001 UK self-employed tax calendar Self Assessment, both payment dates and the MTD quarters, with calendar export.
UK guides
- Making Tax Digital, explained without the sales pitch Who MTD for Income Tax catches from April 2026, what quarterly updates involve, and why the tax you pay does not change.
- Payments on account: why January costs one and a half bills The Self Assessment advance-payment system with numbers: who owes it, why the first year hurts double, how to reduce it and where July fits.
- Salary or dividends after the 2026/27 rise: the answer moved Dividend tax rose two points in April 2026, and most comparisons predate it. Where sole trader vs company lands now, and when the company still wins.
- Scottish income tax for the self-employed: the real line Six bands instead of three, a crossover near 33,500 and a painful gap above 43,662. What changes for a Scottish freelancer, and what stays UK-wide.
- Sole trader or limited company: beyond the tax math The 2026/27 numbers weakened the tax case for incorporating. The real decision: liability, admin weight, client demands, pensions and selling one day.
Global tools (work in pounds)
Rates, invoicing, documents and savings math are universal; they live with the rest of the calculators.
- 001 All calculators The full index: rates, invoicing, finance, business and creator tools.