Freelance taxes in Spain

Taxes and the quota

• 001 Spain self-employed quota calculator Your 2026 bracket and monthly Social Security quota.
• 002 Spain invoice withholding calculator Base, VAT or IGIC, withholding: what reaches the bank.
• 003 Spain quarterly VAT calculator The modelo 303 result, IGIC and IPSI included.
• 004 Spain gross-to-net calculator Quota plus estimated income tax: what is truly left.
• 005 Spain income tax settlement calculator Refund or bill: your estimated Renta before the campaign.
• 006 Spain retirement pension calculator Employee, self-employed or mixed careers, period by period.
• 007 Modelo 130 calculator Your quarterly income tax prepayment, casilla by casilla.
• 008 Spain gross to net salary calculator From the offer to the payslip, at 12 or 14 payments.
• 009 Self-employed or SL comparison Total burdens side by side, 2026 corporate floor included.
• 010 Spanish autonomo invoice template IVA added, IRPF withheld, and the article 6 checklist a Spanish invoice has to satisfy.

Dates and deadlines

• 001 Spain freelance tax calendar The dates you cannot miss: quarterlies on the 1st-20th (Q4 until January 30th), the annual summaries, and the Renta. Download them into your calendar and stop counting from memory.

Spain guides

• 001 Declaring Revolut in Spain: what still applies Revolut's Spanish branch issues ES IBANs, so the account is no longer foreign. What still applies: tax on interest and gains, plus forms 720 and 721.
• 002 Declaring Trade Republic in Spain: check your IBAN first Trade Republic's Spanish branch issues ES IBANs, and the DGT confirmed those accounts are exempt from forms 720 and 721. What changes and what does not.
• 003 How to check if a platform is authorised in Spain The three CNMV steps before any money moves: search the official registers, cross-check the warnings list, and spot the boiler-room signals.
• 004 The corporate-partner freelancer in Spain, explained What a corporate-partner freelancer is, when the status is mandatory, the 2026 quota floor, how you pay yourself, and the classic classification mistakes.
• 005 Crypto taxes in Spain: rates and form 721 Selling, swapping and staking are taxed in the savings base at 19-30%; form 721 reports foreign-custodied crypto over 50,000 euros, paying nothing.
• 006 Foreign brokers from Spain: which obligations trigger Using a foreign broker from Spain changes who does the work, not the tax: no Spanish withholding, form 720 above 50,000, treaty dividends, no more D-6.
• 007 The Spanish freelance invoice: withholding and VAT Anatomy of a Spanish professional invoice: the base, VAT (or IGIC), the 15% or 7% withholding, and why the invoice total is not what you collect.
• 008 Freelance rates in Spain: a rate that survives the quota Why the rate you copied from a salary ruins you, how to compute the real floor with the Social Security quota and income tax inside, and when to say no.
• 009 Registering as self-employed in Spain, step by step The right order: tax office before Social Security, which 036 boxes matter, how the 80-euro flat rate works, and what to set aside from invoice one.
• 010 Freelancer or SL in Spain: when switching is real The 25% myth, the 2026 corporate-partner floor that changed the math, and the one reason an SL truly wins: leaving profit inside to reinvest.
• 011 Holding companies in Spain: what is real and what is hype What a holding company does, who the dividend exemption serves, and why the holding sold on Instagram does not apply to you.
• 012 When a Spanish SL makes sense: signals and costs Beyond the tax comparison: what an SL really costs to keep alive, the obligations it brings, and the five signals the moment has arrived (or has not).
• 013 Verifactu: the real dates and what to do Spain's invoicing-software mandate after the second delay: January and July 2027, what it requires, and where invoice generators stand.

Global tools (work in euros)

The US and UK have their own tool sections; these tools are universal and work in euros.

• 001 Hourly rate calculator From target income to a defensible quote.
• 002 Freelancer runway calculator How many slow months your savings survive.
• 003 Project price calculator From an hourly estimate to a fixed quote with margins.
• 004 Compound interest calculator What a monthly investing habit becomes, year by year.
• 005 Invoice generator Professional invoices in the browser, print to PDF.
• 006 Deposit & milestones calculator Split a project into deposit and payments.